Medical Office Building Financing News + More: Here's how much millionaires would save under GOP Obamacare repeal bill + MORE 03/12/2017

Doctor Medical Building Financing – More Info Click Here!

Stated Income Options Available

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Recall/Balloon Features

These terms are used by many banks to effectively shorten most commercial real estate loans to 3-7 years. Short-term loans (less than fifteen years)
15-40 year commercial property loans without recall/balloon features are available. Please note that processing/retainer fees are not included in this discussion of commitment fees. Processing/retainer fees should be viewed as an acceptable and standard business practice when dealing with commercial real estate loans.

There are few people with computer science backgrounds who work in the federal government. Long hours coupled with smaller salaries make it hard to recruit techies to Washington, according to Representative Ruben Gallego.

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President Trump’s new pick for labor secretary will have to wait a bit longer before he gets a hearing.

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President Trump’s budget director claims the Obama administration was “manipulating” jobs data.

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Millionaires would win big under Republicans’ bill to repeal Obamacare.

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The internet doesn’t have an off switch. While it’s interesting to imagine pressing a big red button and — poof! — the internet goes out around the world, it’s actually much more complicated than that.

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Medical Office Building Financing News + More: Anthem supports parts of GOP health care bill, but wants more and fast + MORE 03/11/2017

Doctor Medical Building Financing – More Info Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Recall/Balloon Features

These terms are used by many banks to effectively shorten most commercial real estate loans to 3-7 years. Short-term loans (less than fifteen years)
15-40 year commercial property loans without recall/balloon features are available. Please note that processing/retainer fees are not included in this discussion of commitment fees. Processing/retainer fees should be viewed as an acceptable and standard business practice when dealing with commercial real estate loans.

There’s a growing distrust of the technology industry, and if you ask Dan Rather, it’s because people are afraid.

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Insurance giant Anthem lent its support to parts of the Republican health care bill, saying changes must be made as soon as possible for the Obamacare market to survive.

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Health savings accounts are poised for a major expansion by Republicans in Washington, D.C., and that could mean millions more customers ? and fees ? flowing to a handful of companies.

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Medical Office Building Financing News + More: A sloth's guide to business travel + MORE 03/10/2017

Doctor Medical Building Financing – More Info Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Recall/Balloon Features

These terms are used by many banks to effectively shorten most commercial real estate loans to 3-7 years. Short-term loans (less than fifteen years)
15-40 year commercial property loans without recall/balloon features are available. Please note that processing/retainer fees are not included in this discussion of commitment fees. Processing/retainer fees should be viewed as an acceptable and standard business practice when dealing with commercial real estate loans.

President Donald Trump’s travel ban could keep out more international travelers than he bargained for.

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JPMorgan CEO Jamie Dimon says that stocks have rallied because President Trump has awoken the “animal spirits” of investors.

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Travelers have been flocking to Portland, Oregon lately — in fact there’s been a 28% increase in tourists to the unofficial hipster city in the past five years, according to the Port of Portland. If you’re headed there for work, you’ll certainly want to check out the cool cafes, bookstores, and food trucks that line the city’s blocks.

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Lawmakers are trying to put a stop to shrinking airline seats … again.

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Medical Office Building Financing News + More: Wells Fargo fallout: Execs reshuffled, 3 managers out + MORE 03/09/2017

Health-Care Office Building Financing – More Info Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Tax Returns versus Stated Income!

Most traditional banks will require several years of tax returns in order to qualify for a commercial real estate loan. The alternative is to use a Stated Income lender that does not verify personal income or assets. Many borrowers will simply not qualify for a commercial mortgage loan if tax returns are used due to high business expenses (and low net income). Many lenders using tax returns will also continue to verify income after the loan closes. Stated Income lenders will not engage in this practice.

President Trump’s pledge to unleash $1 trillion in infrastructure spending is generating a flurry of lobbying from an alphabet-soup list of trade groups whose members are jockeying to reap potentially huge benefits.

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Wells Fargo is still trying to clean up its fake account mess.

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More than seven months after the ouster of Roger Ailes, Fox News is still scrambling to deal with sexual harassment allegations against executives and on-air talent.

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Treasury Secretary Steven Mnuchin sent a letter this week to Congress warning that the United States is about to reach its legal borrowing limit by next Thursday.

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Mark Zuckerberg and wife Priscilla Chan are expecting another baby girl.

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Medical Office Building Financing News + More: Outdoor retailers boycott Utah over public land policies + MORE 02/12/2017

Health-Care Office Building Financing – More Info Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Tax Returns versus Stated Income!

Most traditional banks will require several years of tax returns in order to qualify for a commercial real estate loan. The alternative is to use a Stated Income lender that does not verify personal income or assets. Many borrowers will simply not qualify for a commercial mortgage loan if tax returns are used due to high business expenses (and low net income). Many lenders using tax returns will also continue to verify income after the loan closes. Stated Income lenders will not engage in this practice.

A massive showcase with some of the biggest names in outdoor sporting goods typically convenes each year in Utah.

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Apple CEO Tim Cook wants the tech industry to take action against “fake news” stories that are polluting the web.

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Alec Baldwin is more than just one thing on “Saturday Night Live.” He’s Pete Schweddy of “Schweddy Balls” and the scoutmaster in “Canteen Boy” and Tony Bennett and, as of this Saturday night, the person who’s hosted SNL 17 times, more than anyone else. But it’s this latest stint as host that may end up defining Baldwin’s legacy on the show.

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There hasn’t been an issue this divisive in Canada since Tim Hortons stopped making donuts in their stores.

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“The Happiest Place on Earth” is getting a bit pricier.

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Medical Office Building Financing News + More: Trump's new health secretary already planning changes to Obamacare + MORE 02/11/2017

Commercial Real Estate Financing – Click Now!

Stated Income Options Available

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Special Purpose Properties!

It is becoming increasingly difficult to get commercial loans for special purpose properties. Properties that do not fall in the categories of apartments or retail/office buildings are often placed in this special purpose classification. This means that business acquisition loans for commercial properties such as restaurants/bars and auto service businesses are frequently hard to find. Commercial financing will be even more difficult to locate for such specialized properties as churches, funeral homes, nursing homes and assisted living facilities.

Read full story for latest details.

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A Tesla factory worker says he wants to form a union. Elon Musk says he’s being paid by United Auto Workers. The UAW says Musk is spreading fake news.

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Faxing the government may not be the most efficient way to get information. And one senator wants to know why the FBI is going back to the eighties.

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Health Secretary Tom Price doesn’t have a lot of time to settle into his new job before he has to make some major moves on Obamacare.

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Medical Office Building Financing News + More: Trump faces delicate balancing act between U.S. and foreign airlines + MORE 02/10/2017

Commercial Real Estate Financing – Click Now!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Special Purpose Properties!

It is becoming increasingly difficult to get commercial loans for special purpose properties. Properties that do not fall in the categories of apartments or retail/office buildings are often placed in this special purpose classification. This means that business acquisition loans for commercial properties such as restaurants/bars and auto service businesses are frequently hard to find. Commercial financing will be even more difficult to locate for such specialized properties as churches, funeral homes, nursing homes and assisted living facilities.

Some CEOs live for a better bottom line. Expedia’s CEO just hopes we live, period.

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President Donald Trump is normally quick to complain about what he sees as unfair foreign competition.

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Elon Musk and President Donald Trump may not agree on everything. But the willingness of Musk to continue meeting with and advising Trump, even as many other tech leaders face criticism for doing so, might actually be a smart business decision.

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President Trump sounds like he’s picking a fight with Japan over trade. That could make for tricky talks about a hugely important relationship when he meets Prime Minister Shinzo Abe.

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Medical Office Building Financing News + More: He said what? A look back at Trump's Japan bashing + MORE 02/09/2017

Medical Office Building Financing – Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Debt Service Coverage Ratio!

The most flexible approach to Debt Service Coverage Ratio for a commercial property loan will require a Debt Service Coverage Ratio in the range of 1 to 1.2, with exceptions permitting a Debt Service Coverage Ratio less than 1.
It is not unusual to encounter a minimum commercial real estate loan requirement of $500,000 to $1,000,000.
Many traditional banks require three to nine months to close a commercial mortgage. A more action-oriented commercial lender will close commercial real estate loans in 45 to 60 days.

President Trump tweeted a jab at Nordstrom department stores from his personal account Wednesday morning, which was then retweeted by the official @POTUS account.

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Andrew Puzder, President Trump’s nominee to lead the Labor Department, says he will step down as chief executive of CKE Restaurants and might give up his 2016 bonus if the Senate confirms his nomination.

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Aviation industry executives are heading to the White House Thursday morning for their first meeting with President Trump, carrying a wish list of often conflicting priorities.

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A federal judge has blocked Anthem’s attempt to acquire Cigna in what would have created the largest health insurer in the nation.

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Medical Office Building Financing News + More: Condé Nast has been eyeing The Hollywood Reporter + MORE 02/08/2017

Medical Building Loans For HealthCare Professionals- Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Sourcing And Seasoning Assets. Seasoning of Ownership!

This particular problem will not be relevant to all business borrowers. However, if it is relevant, you should seek out a lender without sourcing and seasoning requirements or limitations. Most banks have strict guidelines for sourcing and seasoning of assets or ownership to qualify for commercial real estate loans. For a purchase, commercial lenders will frequently want documentation about where the down payment is coming from (sourcing). Commercial lenders will also frequently have very specific requirements stipulating that the funds must have been in a specific account for a specific period of time, often 3-6 months or longer (seasoning). Seasoning of ownership is similar to seasoning of funds, except this requirement involves the minimum time someone has owned a commercial property before they can refinance the property.

Facebook was one of the tech companies that helped kick off an arms race in corporate America for better parental leave.

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The Hollywood Reporter is considering a sale, and Condé Nast is a suitor.

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Disney CEO Bob Iger is “open” to sticking around a bit longer as the leader of the House of Mouse.

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A legal-funding company is being accused of targeting 9/11 first responders and allegedly scamming them out of millions of dollars.

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Twitter is trying to shake its reputation as a haven for online harassment.

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Medical Office Building Financing News + More: Bill O'Reilly: Putin will have to wait for apology over 'killer' remark + MORE 02/07/2017

Medical Building Loans For HealthCare Professionals- Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Sourcing And Seasoning Assets. Seasoning of Ownership!

This particular problem will not be relevant to all business borrowers. However, if it is relevant, you should seek out a lender without sourcing and seasoning requirements or limitations. Most banks have strict guidelines for sourcing and seasoning of assets or ownership to qualify for commercial real estate loans. For a purchase, commercial lenders will frequently want documentation about where the down payment is coming from (sourcing). Commercial lenders will also frequently have very specific requirements stipulating that the funds must have been in a specific account for a specific period of time, often 3-6 months or longer (seasoning). Seasoning of ownership is similar to seasoning of funds, except this requirement involves the minimum time someone has owned a commercial property before they can refinance the property.

Somehow, some way, the New England Patriots won Super Bowl LI on Sunday night, and their big comeback victory may have saved the TV ratings.

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Elon Musk has signed on to fight President Trump’s travel ban.

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Update: Tesla, SpaceX and Slack were among 31 companies that signed on to the amicus brief Monday evening.

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Russian President Vladimir Putin could be waiting a long time for an apology from Bill O’Reilly.

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Can The Huffington Post, a web site founded as a liberal answer to The Drudge Report, win over millions of Trump voters? New editor-in-chief Lydia Polgreen believes that it can. So it is starting to try.

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