Medical Office Building Financing News + More: Chinese students are losing interest in working at international firms + MORE 06/15/2017

Medical Building Loans For HealthCare Professionals- Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Sourcing And Seasoning Assets. Seasoning of Ownership!

This particular problem will not be relevant to all business borrowers. However, if it is relevant, you should seek out a lender without sourcing and seasoning requirements or limitations. Most banks have strict guidelines for sourcing and seasoning of assets or ownership to qualify for commercial real estate loans. For a purchase, commercial lenders will frequently want documentation about where the down payment is coming from (sourcing). Commercial lenders will also frequently have very specific requirements stipulating that the funds must have been in a specific account for a specific period of time, often 3-6 months or longer (seasoning). Seasoning of ownership is similar to seasoning of funds, except this requirement involves the minimum time someone has owned a commercial property before they can refinance the property.

For fliers, it’s been an angry spring.

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Executives at the Independent Journal Review, the conservative millennial-focused news website, have asked employees to sign a new noncompete agreement as the upstart website continues to see an exodus of its top talent.

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The Fox News Channel quietly dropped its “Fair and Balanced” slogan last year in an effort to move beyond the era of its former chairman and CEO, Roger Ailes.

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“Bachelor in Paradise” has been ensnared since last weekend in allegations of misconduct, and now the two contestants at the center of the matter have spoken out for the first time.

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The desire to work for international companies is waning amongst China’s best and brightest.

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Medical Office Building Financing News + More: Uber board member resigns after sexist comment + MORE 06/14/2017

Doctor Medical Building Financing – More Info Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Recall/Balloon Features

These terms are used by many banks to effectively shorten most commercial real estate loans to 3-7 years. Short-term loans (less than fifteen years)
15-40 year commercial property loans without recall/balloon features are available. Please note that processing/retainer fees are not included in this discussion of commitment fees. Processing/retainer fees should be viewed as an acceptable and standard business practice when dealing with commercial real estate loans.

Uber is having a tough time getting a fresh start.

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Pay attention home buyers, car drivers and credit card debtors: The Federal Reserve could raise rates on Wednesday.

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Almost 200 Democratic members of Congress plan to sue President Trump on Wednesday, alleging that he is violating the Constitution by accepting foreign money through his business empire.

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Rolling Stone is paying a University of Virginia fraternity $1.65 million to shut the door on its debunked story about campus rape.

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The head of a deal-hungry Chinese insurer that recently held talks with the Kushner family over a New York office tower is reported to have been detained by Chinese authorities.

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Medical Office Building Financing News + More: Are public pensions a thing of the past for young workers? + MORE 06/13/2017

Health-Care Office Building Financing – More Info Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Tax Returns versus Stated Income!

Most traditional banks will require several years of tax returns in order to qualify for a commercial real estate loan. The alternative is to use a Stated Income lender that does not verify personal income or assets. Many borrowers will simply not qualify for a commercial mortgage loan if tax returns are used due to high business expenses (and low net income). Many lenders using tax returns will also continue to verify income after the loan closes. Stated Income lenders will not engage in this practice.

When Megyn Kelly released the 90-second promo for her interview with controversial media figure Alex Jones, the pushback was immediate.

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Bankruptcies continue to pile up in the retail industry.

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The Public Theater said Monday afternoon that it stands “completely behind” its production of “Julius Caesar” following controversy over its staging of the play in New York City’s Central Park, which includes a bloody assassination of a ruler who resembles President Trump.

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The production of “Julius Caesar” now being put on in New York City, which depicts the assassination of a ruler who resembles President Trump, isn’t the first time Shakespeare’s masterpiece has seen a modern politician subbed in for Caesar. It’s not even the first time the director, Oskar Eustis, has done that.

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New teachers and state workers will no longer get a traditional pension in Pennsylvania.

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Medical Office Building Financing News + More: Uber set for changes after board reviews report on workplace culture + MORE 06/12/2017

Medical Office Building Financing – Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Debt Service Coverage Ratio!

The most flexible approach to Debt Service Coverage Ratio for a commercial property loan will require a Debt Service Coverage Ratio in the range of 1 to 1.2, with exceptions permitting a Debt Service Coverage Ratio less than 1.
It is not unusual to encounter a minimum commercial real estate loan requirement of $500,000 to $1,000,000.
Many traditional banks require three to nine months to close a commercial mortgage. A more action-oriented commercial lender will close commercial real estate loans in 45 to 60 days.

A New York Times reporter who is well-versed in dealing with anonymous sources and leaking has some advice for journalists: Be more careful.

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Jackpot! A lucky lotto player in California had all the winning numbers after Saturday’s Powerball drawing, lottery officials said.

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The government of Qatar has hired one of the War on Terror’s legal heavyweights to advise the country on international counter-terrorism finance laws.

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“Wonder Woman” is still wonderful at the box office, but Tom Cruise and “The Mummy” are staggering.

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Medical Office Building Financing News + More: Winning Powerball ticket sold in California + MORE 06/11/2017

Medical Building Loans For HealthCare Professionals- Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Sourcing And Seasoning Assets. Seasoning of Ownership!

This particular problem will not be relevant to all business borrowers. However, if it is relevant, you should seek out a lender without sourcing and seasoning requirements or limitations. Most banks have strict guidelines for sourcing and seasoning of assets or ownership to qualify for commercial real estate loans. For a purchase, commercial lenders will frequently want documentation about where the down payment is coming from (sourcing). Commercial lenders will also frequently have very specific requirements stipulating that the funds must have been in a specific account for a specific period of time, often 3-6 months or longer (seasoning). Seasoning of ownership is similar to seasoning of funds, except this requirement involves the minimum time someone has owned a commercial property before they can refinance the property.

One week after Bill Maher used a racial slur during an on-air interview, the “Real Time” host reflected on his comments on his HBO show Friday night.

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Get ready for more “closing sale” signs in the windows of your local retailers.

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The going rate for a lunch date with Warren Buffett: $2,679,001.

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Jackpot! At least one lucky person in California had all the winning numbers drawn on Saturday’s Powerball drawing, lottery officials said.

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Toshiba’s bankrupt nuclear unit left an uncertain future for two half-finished nuclear reactors in Georgia — but the company promised Saturday it will pour up to $3.68 billion into the project to finish it.

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Medical Office Building Financing News + More: 19.5 million people tuned in to watch James Comey's testimony on TV + MORE 06/10/2017

Doctor Medical Building Financing – More Info Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Recall/Balloon Features

These terms are used by many banks to effectively shorten most commercial real estate loans to 3-7 years. Short-term loans (less than fifteen years)
15-40 year commercial property loans without recall/balloon features are available. Please note that processing/retainer fees are not included in this discussion of commitment fees. Processing/retainer fees should be viewed as an acceptable and standard business practice when dealing with commercial real estate loans.

The Trump administration has fired back at an ethics group that sued the president over his business interests.

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One week after Bill Maher used a racial slur during an on-air interview, the “Real Time” host reflected on his comments on his HBO show Friday night.

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Some of the most hardline fiscal conservatives in the House on Friday made clear that for all their distaste of debt, they could live with tax cuts that add to it.

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James Comey’s testimony was must-see TV for a wide swath of the country, but the ratings weren’t off the charts.

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We promise we won’t write about it every time Lloyd Blankfein tweets. But, please, humor us for now.

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Medical Office Building Financing News + More: New York Times stands by story James Comey called into question + MORE 06/09/2017

Medical Office Building Financing – Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Debt Service Coverage Ratio!

The most flexible approach to Debt Service Coverage Ratio for a commercial property loan will require a Debt Service Coverage Ratio in the range of 1 to 1.2, with exceptions permitting a Debt Service Coverage Ratio less than 1.
It is not unusual to encounter a minimum commercial real estate loan requirement of $500,000 to $1,000,000.
Many traditional banks require three to nine months to close a commercial mortgage. A more action-oriented commercial lender will close commercial real estate loans in 45 to 60 days.

Former FBI Director James Comey’s testimony on Thursday backed up some of the anonymous-sourced news reports about the FBI, but Comey took exception to one specific New York Times story from February.

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An exit poll suggesting that British Prime Minister Theresa May may have lost her parliamentary majority in a general election on Thursday sent the pound falling against the dollar.

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Prime Minister Theresa May called a snap U.K. general election in the hope of strengthening her hand in negotiations to take Britain out of the European Union.

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What’s it like to know a secret of major national importance?

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Medical Office Building Financing News + More: Alphabet's Jigsaw sets its sights on countering fake news + MORE 06/08/2017

Health-Care Office Building Financing – More Info Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Tax Returns versus Stated Income!

Most traditional banks will require several years of tax returns in order to qualify for a commercial real estate loan. The alternative is to use a Stated Income lender that does not verify personal income or assets. Many borrowers will simply not qualify for a commercial mortgage loan if tax returns are used due to high business expenses (and low net income). Many lenders using tax returns will also continue to verify income after the loan closes. Stated Income lenders will not engage in this practice.

A New Jersey woman is suing Chipotle for allegedly cheating her out of thousands of dollars of overtime pay she says she deserves.

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President Trump has roughly 1,100 top-tier positions to fill across his administration.

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For millions of teenagers, it’s a big source of stress. For many businesses, it’s a great chance to make money.

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Have you bought Honest Company detergent? You may be able to get some cash back.

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Medical Office Building Financing News + More: Australia's economic winning streak is epic, but it's not a record + MORE 06/07/2017

Medical Building Loans For HealthCare Professionals- Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Sourcing And Seasoning Assets. Seasoning of Ownership!

This particular problem will not be relevant to all business borrowers. However, if it is relevant, you should seek out a lender without sourcing and seasoning requirements or limitations. Most banks have strict guidelines for sourcing and seasoning of assets or ownership to qualify for commercial real estate loans. For a purchase, commercial lenders will frequently want documentation about where the down payment is coming from (sourcing). Commercial lenders will also frequently have very specific requirements stipulating that the funds must have been in a specific account for a specific period of time, often 3-6 months or longer (seasoning). Seasoning of ownership is similar to seasoning of funds, except this requirement involves the minimum time someone has owned a commercial property before they can refinance the property.

Australia has posted yet another quarter of economic growth, bringing its jaw-dropping run without a recession to nearly 26 years. But is it a new record?

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If you haven’t already pre-ordered the Tesla Model 3, don’t expect to own the car anytime this year — or next.

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Uber is acting swiftly after an investigation substantiated many reports of sexual harassment at the company.

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President Donald Trump won’t stop tweeting about his travel ban. That’s bad news for the U.S. tourism industry.

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Amazon is now offering a discount on Prime memberships for anyone on government assistance.

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Medical Office Building Financing News + More: Most valuable brands: 9 American and 1 from China + MORE 06/06/2017

Health-Care Office Building Financing – More Info Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Tax Returns versus Stated Income!

Most traditional banks will require several years of tax returns in order to qualify for a commercial real estate loan. The alternative is to use a Stated Income lender that does not verify personal income or assets. Many borrowers will simply not qualify for a commercial mortgage loan if tax returns are used due to high business expenses (and low net income). Many lenders using tax returns will also continue to verify income after the loan closes. Stated Income lenders will not engage in this practice.

Soon, Apple will introduce a new iPhone feature that will do away with that annoying — and dangerous — urge to look at a text message while you’re driving.

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China now has one of the world’s most valuable brands.

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Read full story for latest details.

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Ch-ch-ch-ch-changes are sweeping through China’s beloved pastime of karaoke.

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King of retail Mickey Drexler is stepping down as J.Crew’s CEO.

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