Author: brtozone123

Commercial Real Estate Financing News + More: Fox braces for fallout from Bill O'Reilly scandal + MORE 04/03/2017

brtozone123

Medical Office Building Financing – Click Here!

Stated Income Loan Programs

Call BRT Financial @ 904-551-6090

Debt Service Coverage Ratio!

The most flexible approach to Debt Service Coverage Ratio for a commercial property loan will require a Debt Service Coverage Ratio in the range of 1 to 1.2, with exceptions permitting a Debt Service Coverage Ratio less than 1.
It is not unusual to encounter a minimum commercial real estate loan requirement of $500,000 to $1,000,000.
Many traditional banks require three to nine months to close a commercial mortgage. A more action-oriented commercial lender will close commercial real estate loans in 45 to 60 days.

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If Bill O’Reilly weren’t the biggest star at Fox News, would he still have a job at Fox News?

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1. Jobs report: On Friday, the U.S. Labor Department will release its March jobs report. It’s yet another glimpse at President Trump’s key promise: “Jobs! Jobs! Jobs!” as it put it in a tweet last week.

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A Ferarri once owned by President Trump was sold at auction this weekend at a record $270,000.

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The White House has made public the financial disclosure forms of about 180 staffers.

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Commercial Building Financing

Commercial Real Estate Financing News + More: Stores are scooping up this nut-free ice cream + MORE 04/02/2017

brtozone123

Medical Building Loans For HealthCare Professionals- Click Here!

Stated Income Loan Programs

Call BRT Financial @ 904-551-6090

Sourcing And Seasoning Assets. Seasoning of Ownership!

This particular problem will not be relevant to all business borrowers. However, if it is relevant, you should seek out a lender without sourcing and seasoning requirements or limitations. Most banks have strict guidelines for sourcing and seasoning of assets or ownership to qualify for commercial real estate loans. For a purchase, commercial lenders will frequently want documentation about where the down payment is coming from (sourcing). Commercial lenders will also frequently have very specific requirements stipulating that the funds must have been in a specific account for a specific period of time, often 3-6 months or longer (seasoning). Seasoning of ownership is similar to seasoning of funds, except this requirement involves the minimum time someone has owned a commercial property before they can refinance the property.

Lower health insurance premiums.

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General Electric CEO Jeff Immelt says he tries to stay out of politics — but he’s found it necessary to speak out against some of President Trump’s policies.

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Two years ago, restauranteur Marc Roth didn’t know anything about making ice cream.

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The fear surrounding Congress’s decision to roll-back some Obama-era internet privacy rules is just “hyper-partisan hyperbole,” says former Federal Trade Commission chair Jon Leibowitz.

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Commercial Building Financing

Medical Office Building Financing News + More: Freedom Caucus' demands would lower premiums … for healthy people + MORE 04/02/2017

brtozone123

Medical Building Loans For HealthCare Professionals- Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Sourcing And Seasoning Assets. Seasoning of Ownership!

This particular problem will not be relevant to all business borrowers. However, if it is relevant, you should seek out a lender without sourcing and seasoning requirements or limitations. Most banks have strict guidelines for sourcing and seasoning of assets or ownership to qualify for commercial real estate loans. For a purchase, commercial lenders will frequently want documentation about where the down payment is coming from (sourcing). Commercial lenders will also frequently have very specific requirements stipulating that the funds must have been in a specific account for a specific period of time, often 3-6 months or longer (seasoning). Seasoning of ownership is similar to seasoning of funds, except this requirement involves the minimum time someone has owned a commercial property before they can refinance the property.

General Electric CEO Jeff Immelt says he tries to stay out of politics — but he’s found it necessary to speak out against some of President Trump’s policies.

Continue Reading On rss.cnn.com »

The fear surrounding Congress’s decision to roll-back some Obama-era internet privacy rules is just “hyper-partisan hyperbole,” says former Federal Trade Commission chair Jon Leibowitz.

Continue Reading On rss.cnn.com »

Read full story for latest details.

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Two years ago, restauranteur Marc Roth didn’t know anything about making ice cream.

Continue Reading On rss.cnn.com »

Lower health insurance premiums.

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Call BRT Financial @904-551-6090

Commercial Real Estate Financing

Commercial Real Estate Financing News + More: Here's what else Oakland is losing, along with the Raiders + MORE 04/01/2017

brtozone123

Health-Care Office Building Financing – More Info Here!

Stated Income Loan Programs

Call BRT Financial @ 904-551-6090

Tax Returns versus Stated Income!

Most traditional banks will require several years of tax returns in order to qualify for a commercial real estate loan. The alternative is to use a Stated Income lender that does not verify personal income or assets. Many borrowers will simply not qualify for a commercial mortgage loan if tax returns are used due to high business expenses (and low net income). Many lenders using tax returns will also continue to verify income after the loan closes. Stated Income lenders will not engage in this practice.

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Gonzaga’s most surprising achievement isn’t getting to the Final Four. It’s the sizable profit its men’s basketball team scored while playing in a small conference.

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Treasury Secretary Steven Mnuchin says he didn’t mean to promote the Lego Batman movie.

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SpaceX just made history by launching the same rocket into orbital space for a second time. And the jaw-dropping news did not stop there.

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BBG, one of the largest independent valuation, assessment and advisory firms in the U.S., has acquired Integra Realty Resources (IRR) affiliate offices in San Francisco and Sacramento, bolstering the Dallas-based firm’s presence in the West with its second California acquisition within a week.

The acquisition, which follows BBG’s March 24 acquisition of Los Angeles-based appraisal firm Abergel & Associates, includes a combined 32 employees in…

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It’s time to update those contact managers with CoStar’s People of Note, reporting news on significant new CRE hires and promotions. This week’s issue includes the following markets: New York City, Los Angeles, Washington DC, Philadelphia, East Bay, Phoenix / Tucson, Toronto, Atlanta, Denver, Jacksonville, South Florida, Boston, Baltimore and Dallas / Ft…

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Call BRT Financial @904-551-6090

Commercial Real Estate Financing

Medical Office Building Financing News + More: Gonzaga's surprising profit + MORE 04/01/2017

brtozone123

Medical Building Loans For HealthCare Professionals- Click Here!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Sourcing And Seasoning Assets. Seasoning of Ownership!

This particular problem will not be relevant to all business borrowers. However, if it is relevant, you should seek out a lender without sourcing and seasoning requirements or limitations. Most banks have strict guidelines for sourcing and seasoning of assets or ownership to qualify for commercial real estate loans. For a purchase, commercial lenders will frequently want documentation about where the down payment is coming from (sourcing). Commercial lenders will also frequently have very specific requirements stipulating that the funds must have been in a specific account for a specific period of time, often 3-6 months or longer (seasoning). Seasoning of ownership is similar to seasoning of funds, except this requirement involves the minimum time someone has owned a commercial property before they can refinance the property.

Read full story for latest details.

Continue Reading On rss.cnn.com »

Gonzaga’s most surprising achievement isn’t getting to the Final Four. It’s the sizable profit its men’s basketball team scored while playing in a small conference.

Continue Reading On rss.cnn.com »

Treasury Secretary Steven Mnuchin says he didn’t mean to promote the Lego Batman movie.

Continue Reading On rss.cnn.com »

When the women on the national hockey team started a protest for fair pay, they had no idea it would become a historic moment in women’s sports.

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SpaceX just made history by launching the same rocket into orbital space for a second time. And the jaw-dropping news did not stop there.

Continue Reading On rss.cnn.com »

Call BRT Financial @904-551-6090

Stated Income Commercial Financing

Commercial Real Estate Financing News + More: U.S. debt to double over the next 30 years + MORE 03/31/2017

brtozone123

Health-Care Office Building Financing – More Info Here!

Stated Income Loan Programs

Call BRT Financial @ 904-551-6090

Tax Returns versus Stated Income!

Most traditional banks will require several years of tax returns in order to qualify for a commercial real estate loan. The alternative is to use a Stated Income lender that does not verify personal income or assets. Many borrowers will simply not qualify for a commercial mortgage loan if tax returns are used due to high business expenses (and low net income). Many lenders using tax returns will also continue to verify income after the loan closes. Stated Income lenders will not engage in this practice.

How Russia hacks you

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Once an overlooked niche, the student housing sector is attracting increased attention from major investors, who see the sector as offering less rental growth volatility and a recession-resistant hedge to conventional apartments.

Meanwhile, strong levels of US college enrollment and the diminished capacity for cash-strapped public universities to fund new dormitory development due to state budget cuts are creating more opportunities in the student…

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High-profile politics in South Africa has slammed the country’s currency.

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It worked!

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U.S. debt is likely to double as a share of the economy over the next 30 years, according to the Congressional Budget Office.

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Call BRT Financial @904-551-6090

Medical Practice Building Financing

Medical Office Building Financing News + More: SpaceX makes history: It launched a used rocket and then landed it in the ocean + MORE 03/31/2017

brtozone123

Commercial Real Estate Financing – Click Now!

Stated Income Options Available

Call BRT Financial @ 904-551-6090

Special Purpose Properties!

It is becoming increasingly difficult to get commercial loans for special purpose properties. Properties that do not fall in the categories of apartments or retail/office buildings are often placed in this special purpose classification. This means that business acquisition loans for commercial properties such as restaurants/bars and auto service businesses are frequently hard to find. Commercial financing will be even more difficult to locate for such specialized properties as churches, funeral homes, nursing homes and assisted living facilities.

How Russia hacks you

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U.S. debt is likely to double as a share of the economy over the next 30 years, according to the Congressional Budget Office.

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High-profile politics in South Africa has slammed the country’s currency.

Continue Reading On rss.cnn.com »

It worked!

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Read full story for latest details.

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Call BRT Financial @904-551-6090

Stated Income Commercial Financing