Commercial Real Estate Financing News + More: Square Feet: Denver’s Gritty Back Door Could Become Its New Gateway + MORE 12/27/2016

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Stated Income Loan Programs

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Tax Returns versus Stated Income!

Most traditional banks will require several years of tax returns in order to qualify for a commercial real estate loan. The alternative is to use a Stated Income lender that does not verify personal income or assets. Many borrowers will simply not qualify for a commercial mortgage loan if tax returns are used due to high business expenses (and low net income). Many lenders using tax returns will also continue to verify income after the loan closes. Stated Income lenders will not engage in this practice.

With its low-slung buildings and vacant parcels, the River North Art District is seen as one of the last development frontiers in the city.

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The stock market has enjoyed a great run since the election of Donald Trump. But experts are wondering if the Trump bump may have eaten into some of Wall Street’s potential gains for 2017.

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The rescue of Europe’s weakest bank just got a lot more expensive.

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Obamacare is not in a death spiral. In fact, insurers’ prospects in the individual market are looking brighter, according to a new S&P Global Ratings analysis.

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It’s been a tumultuous year on many fronts.

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Saudi Arabia has already been forced to tighten its belt. Now it’s preparing for four more years of austerity.

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