Commercial Real Estate Financing News + More: New Senate health care bill could still hurt the sick and the poor + MORE 07/15/2017

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Stated Income Loan Programs

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Debt Service Coverage Ratio!

The most flexible approach to Debt Service Coverage Ratio for a commercial property loan will require a Debt Service Coverage Ratio in the range of 1 to 1.2, with exceptions permitting a Debt Service Coverage Ratio less than 1.
It is not unusual to encounter a minimum commercial real estate loan requirement of $500,000 to $1,000,000.
Many traditional banks require three to nine months to close a commercial mortgage. A more action-oriented commercial lender will close commercial real estate loans in 45 to 60 days.

The 2016 presidential election led many to second guess the soundness of political polling. But Nate Silver, the editor-in-chief of FiveThirtyEight, says the polls are just fine. It"s the media and the public who could use a Stats 101 lesson.

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As a strike threat loomed, NPR managers and unionized workers decided to continue marathon contract negotiations Saturday.

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Insurers have blasted a new provision in the Senate health care plan as “unworkable," saying it would send premiums skyrocketing for those with pre-existing conditions and leave millions more people uninsured.

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